PRIVACY POLICY

Last update: 26/02/2025

Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website [Your Website URL], use our services, or interact with us in any other way.

By using our services, you agree to the collection and use of your information in accordance with this Privacy Policy.

1. SCOPE AND APPLICABILITY

This Privacy Policy applies to users in Brazil (Lei Geral de Proteção de Dados - LGPD) and the United States (California Consumer Privacy Act - CCPA, and other applicable federal and state laws). If you are located in the European Union, the General Data Protection Regulation (GDPR) may also apply.

2. INFORMATION WE COLLECT

We may collect the following types of personal information:

a) Information You Provide to Us

Name, email address, phone number, and postal address
Payment information (if applicable)
Account login credentials
Any other information you provide via forms, emails, or customer service interactions

b) Information Collected Automatically

IP address, browser type, and operating system
Cookies and tracking technologies
Usage data, including page visits, clicks, and navigation behavior

c) Information from Third Parties

Data from social media platforms
Information from third-party service providers (e.g., payment processors, analytics providers)

3. HOW WE USE YOUR INFORMATION

We use your information for the following purposes:

To provide and improve our services (e.g., process transactions, customer support, and personalized content)
To comply with legal obligations (e.g., tax regulations, fraud prevention)
To send promotional and marketing materials (only with your consent, where required)
To analyze website performance and enhance user experience
To protect our rights, property, and security

4. LEGAL BASIS FOR PROCESSING (FOR USERS IN BRAZIL AND U.S.)

Under the LGPD (Brazil), we process your data based on:

Your consent
Contractual necessity
Compliance with legal obligations
Legitimate interests

Under the CCPA (U.S.), we collect and process data based on:

Business and commercial purposes
Consumer rights under California law

5. HOW WE SHARE YOUR INFORMATION

We do not sell personal data. However, we may share information:

With service providers who help us operate our business
To comply with legal obligations (e.g., in response to subpoenas or government requests)
If required as part of a merger, acquisition, or sale of assets

6. YOUR RIGHTS

Depending on your location, you have the following rights:

For Users in Brazil (LGPD):

Right to Access: Request a copy of your personal data
Right to Correction: Update or correct inaccurate data
Right to Anonymization or Deletion: Request deletion of unnecessary data
Right to Data Portability: Receive your data in a structured format
Right to Revoke Consent: Withdraw consent at any time

For Users in the U.S. (CCPA & Other Laws):

Right to Know: Request details about what data we collect
Right to Delete: Ask us to delete your data
Right to Opt-Out: Prevent the sale of personal data (we do not sell data)
Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights

To exercise any of these rights, contact us at contact@ilha.capital.

7. DATA SECURITY

We implement security measures to protect your data from unauthorized access, disclosure, or alteration. However, no system is 100% secure, so we encourage you to protect your login credentials.

8. DATA RETENTION

We retain your information as long as necessary to fulfill the purposes outlined in this policy unless a longer retention period is required by law.

9. INTERNATIONAL DATA TRANSFERS

If you are located outside the U.S., your information may be transferred and processed in the United States. We ensure that any such transfers comply with applicable data protection laws.

10. COOKIES AND TRACKING TECHNOLOGIES

We use cookies to enhance your experience. You can manage cookie preferences through your browser settings.

11. CHANGES TO THIS PRIVACY POLICY

We may update this policy periodically. Changes will be posted on this page with the "Last Updated" date.

12. CONTACT INFORMATION

If you have any questions about this Privacy Policy or your rights, please contact us at:

Ilha Capital e Cosultoria Ltda

CNPJ: 40.057.679/0001-70
Rodovia José Carlos Daux, 4150, Saco Grande, Sala 1 & 2

CEP 88032-005
contact@ilha.capital

By using our services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.